AO supplies biometric devices for paperless banking in Kenya
Early work with Kenyan banks introduced AO to the practical requirements of biometric transaction workflows.
Topic
Banking & Financial Services
Banking technology, digital identity and connected banking.
AO content on banking & financial services
15 resources
How listening to customers led to the creation of AO
AO’s journey began with trusted relationships across Africa and a clear opportunity to build technology around customers’ real business needs.
What Tazama Deployments Around the World Mean for Safer Instant Payments
Tazama reports live deployments across Africa, Asia and the Americas. AO examines what that footprint means for banks and payment operators adopting open-source transaction monitoring.
Engineering the digital foundations: AO Group's 2035 view
AI may change how we build, bank, work and make decisions. But the digital future still depends on something remarkably physical: more software, more data, more infrastructure and more energy — built around human needs that have changed far less than our technology.
Tazama and WiredIn Partner Following Joint RSwitch Deployment in Rwanda
A strategic partnership between Tazama and WiredIn, following their first joint deployment with RSwitch in Rwanda, provides a practical example of how modern fraud and transaction-monitoring capabilities can be integrated into Africa's evolving digital payment ecosystems.
Behavioural banking: from transactions to behaviour
Banks hold rich behavioural signals inside transactional data. Turning them into better decisions is an engineering and governance problem.
Synthetic Identities and Mule Accounts: Why KYC Alone Is No Longer Enough
Facephi has published research on detecting mule accounts opened with synthetic identities. AO looks at what that means architecturally: identity verification and transaction monitoring can no longer be run as two unrelated controls.
Digital Identity and the Next Phase of Financial Inclusion in South Africa
Facephi has published an analysis of collaborative fintech and financial inclusion in South Africa. AO looks at inclusion as an architecture problem: identity, payments, data, risk, channels and regulation have to connect before access becomes useful.
Why Collaborative Fraud Intelligence Matters for Africa's Instant Payment Ecosystem
Tazama has joined the Global Anti-Scam Alliance as an Associate Member. AO looks at why shared fraud intelligence, and the operating model around it, is becoming as important as the detection technology itself as instant payments scale across Africa.